Insurance plans are confusing, and it seems like they get a little bit more so every year. It can be hard to keep up with everything, including when your benefits are about to expire. That’s why your dentist in Norman, Dr. Bobby J. Carmen, wants to remind you to use your 2015 dental benefits before they expire! It’s your money, and you deserve to use it. Keep reading to learn more about how to make the most of your dental insurance benefits in 2015.
It’s Your Money: Use It or Lose It
You’ve paid for your dental insurance all year long. If you’ve got a flexible spending or health savings account, any money you’ve got left in it for 2015 will not roll over to 2016. And if you haven’t met your yearly maximum allowance yet, that balance will reset with the new year, too — and you’ll have to meet your deductible all over again.
Don’t wait until January or February to decide you need to visit the dentist. Do it now, and watch your budget (and oral health!) benefit from your timeliness.
How to Make the Most of Your Benefits
In order to ensure you’re making the most of your insurance benefits, take these steps today.
- Call your insurance provider to find out exactly how much you have left to spend for 2015. Check to confirm they’re going to expire with the new year, too — there are some dental insurance plans that run on a fiscal year.
- While you’re on the phone, ask which dental treatments are covered by your plan. Preventive care, like checkups, cleanings and x-rays definitely are, but sometimes a cosmetic treatment will be covered, too — you’ll never know unless you ask. If they are, remember that Dr. Carmen is your cosmetic dentist in Norman, too.
- Call to schedule a dental appointment in Norman for you and anyone else in the family as soon as possible. Remember that November and December are our busiest months, so the faster you call us to schedule your appointment, the easier it is on everyone.
It’s About More than Your Budget
When you make sure to take full advantage of your dental insurance benefits, it’s not only good for your budget: your oral health benefits, too. There’s a reason most dental plans cover 100 percent of the costs of cleanings, exams and x-rays — they’re vital to the long term health of your teeth. When you use all the money you’re owed for 2015, you’re taking a big step to making sure you can enjoy your healthy teeth for a lifetime.
Schedule Your Appointment As Soon As Possible
If you know you’ve got dental benefits left for 2015, don’t wait to schedule your appointment at the office of Bobby J. Carmen, D.D.S. December is a busy month at your Norman dentist’s office, so make things easier on yourself by scheduling your appointment as soon as possible. We want to help your smile and your budget — call us today!